Texas Life Agent Practice Exam 2026 – Comprehensive All-in-One Guide to Master Your Certification!

In the context of insuring an employee with a spouse named as the beneficiary, the correct signatures required on the application typically include both the signature of the policyholder—the individual taking out the insurance—and the signature of the employee being insured.

Tim Watson, as the employer or policyholder, must sign the application to indicate that he is seeking insurance coverage for his employee. In this case, Mike Carson is the employee being insured, so his signature is also necessary to provide consent for the insurance and acknowledge his understanding of the application.

Deborah Carson's signature, as the spouse and designated beneficiary, is not required on the application itself because her involvement is limited to the benefits she would receive upon the employee's death. Therefore, while she must be identified as the beneficiary, her signature is not necessary for the application process.

So, the correct answer emphasizes the necessity of the signatures from both Tim Watson and Mike Carson to validate the application.